How to Buy Your Christmas Gifts Without Having a Panic Attack

As always, Christmas is a stressful and expensive time of year. As always, you promised yourself that this Christmas would be different and, to save yourself from potential heart failure, your gift shopping would be completed by the end of October. And as always, you ignore your own good advice and come the third week of December you haven’t bought a single gift. Cold fear is setting in as the prospect of another fraught and bank-breaking Christmas approaches.